Certain debt relief strategies can have a negative impact on your credit — but is debt management one of them?

Credit Card Users Are Still Paying Off Last Year’s Holiday Debt Americans tend to overspend during the holiday season. In fact, some borrowers are still paying off debt from last year’s purchases. To that point,

I f you aren't paying off your balance in full each month, it's easy for your credit card debt to grow and become a crushing burden, especially in today's economic climate. Not on

Americans' credit card debt just hit a new all-time high of $1.17 trillion, according to the New York Federal Reserve.

If you’ve been denied a credit card hardship plan or offered terms that you can’t afford, credit counseling may get your finances on track.

Americans have been doing a lot of swiping and tapping, racking up debt on their credit cards. A new report by the New York Federal Reserve finds that consumers owe a record $1.1 trillion on their credit cards.

A Employee Benefit Research Institute survey found that more than two-thirds of retirees had outstanding credit card debt, up from 40% in 2022.

F alling behind on credit card payments can be a tough issue to deal with, but it becomes even more challenging when your debt is sent to collections. When that happens, the frien