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A good rule of thumb is to never bet against the American consumer — especially when lower rates are giving homeowners a new piggy bank to raid.

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American consumers have surprised many economists this year by continuing to spend even as their savings shrink and the labor market cools. They’ve been aided in part by pockets of deflation ...

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A good rule of thumb is to never bet against the American consumer — especially when lower rates are giving homeowners a new piggy bank to raid. Conor Sen is a Bloomberg Opinion columnist.