Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Khadija Khartit is a strategy, investment, and funding expert, and an educator of ...

This paper employs clustering and machine learning techniques to analyze validation reports. It provides insights into issues related to credit risk model development, implementation and maintenance.

Poor consumers in credit-scarce economies are not easy to serve. These borrowers can be vulnerable to shocks, such as natural ...

Investigators from the SWOG Cancer Research Network have developed and validated a risk prediction model for identifying ...

Machine learning has recently come to dominate the world of research and it is therefore not a shock to find that two of the four papers in this issue of The Journal of Risk Model Validation are about ...

Visit americanexpress.com to learn more. The best travel credit cards offer more than just great cash-back, points or miles incentives. They also come with a range of perks to take your next trip ...

Commissions do not affect our editors' opinions or evaluations. Consumers with bad credit or no credit sometimes find themselves unable to obtain credit approval. However, secured credit cards ...

She's been writing about credit cards and reward travel since 2011 with articles on Forbes Advisor, BoardingArea, The Points Guy and more. Her redemptio... With more than 50 million redeemed miles ...

The next time you’re looking for a new credit card, it's worth doing a little research into credit unions and their various offerings. You can often find low interest rates, money-saving 0% APR ...

Our opinions are our own. You can get a credit card with bad credit, but it won't be one of those cards you see advertised with rich rewards or exclusive perks. It will probably be fairly basic.