Several states have automatically created 529 plans and college savings accounts for newborns, but parents haven't claimed ...

The SECURE 2.0 Act, passed at the end of 2022, made several significant changes to retirement accounts, though they haven't ...

As a result, auto features are providing opportunities for "midlife consumption" rather than long-term wealth accumulation, ...

Compound interest can be both good and bad. When you're saving money with a savings account, compound interest is on your ...

By some estimates, almost half of US private sector workers — close to 57 million people, according to AARP — do not have access to a retirement plan at their jobs. That’s either because their company ...

State auto-IRA programs are particularly effective at closing the retirement savings gap because they target populations that ...

You may find it helpful to set up automatic transfers from your checking account to your high-yield savings account. If you receive your paycheck as a direct deposit, you can also ask your ...

Some of the advantages of auto-IRA programs are as follows: Access to a retirement savings program. You get access to an ...

Auto IRAs boosting savings for those least likely to save Noting that less than a third of workers in the bottom half of the income distribution own a retirement account, Gusto found that ...

Ohio must figure out how to help the more than 1.8 million workers who do not have a workplace retirement plan before it is ...